Demand Deposit Checking AccountRegular SavingsSuper NOW AccountMoney Management Account
  • Fees: A check charge fee of $.10 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance requirement of $500.00 is not met for any one day during the statement cycle.
  • A return check fee of $25.00 will be charged for each check returned.
  • Rate Information – Your interest rate and annual percentage yield may change.
  • Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – interest will be compounded every six months. Interest will be credited to your account every six months.
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on noncash deposits – Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • Transaction limitations: Transfers from a Regular Savings account to another account or to third parties by preauthorlzed, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.
  • Rate Information – Your interest rate and annual percentage yield may change. Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – Interest will be compounded every month. Interest will be credited to your account every month.
  • Minimum balance to open the account – You must deposit $1,500.00 to open this account.
  • Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on noncash deposits – Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • Rate information – Your interest rate and annual percentage yield may change. Frequency of rate changes – We may change the interest rate on your account at any time. Determination of rate – At our discretion, we may change the interest rate on your account. Compounding and crediting frequency – Interest will be compounded every month. Interest will be credited to your account every month.
  • Minimum balance to open the account – You must deposit $1,500.00 to open this account.
  • Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on noncash deposits – Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • Transaction limitations – Transfers from a Money Market Deposit account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.

Common Account Features

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Transfund Debit Card
$1 per month fee per card

Checking Printing
Fee depends on style and quantity of check ordered

Cashier’s Checks
$1.00 per check

We may require not less than 7 days’ notice in Writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.